
Home Improvement Financing Options
Flexible financing for roofing, siding, solar, windows, doors, and more—Topp Home helps Central PA homeowners upgrade now and pay over time with low monthly payments and $0 down options.
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Home Improvement Financing Done Right
What Does Home Improvement Financing With Topp Home Look Like?
$0 Down Options
Get started without upfront costs on most projects.
Low Monthly Payments
Plans are tailored to fit real homeowner budgets.
Fast Approvals
Many customers can qualify in just a few minutes.
No Equity Required
Flexible unsecured loan options available.
0% Interest Promotions
Limited time programs for qualifying applicants.
No Hidden Fees
Just transparent, honest financing for Central PA homeowners.
How Does Financing Work?
Financing with Topp Home is simple. We partner with trusted lenders to offer fast approvals and flexible monthly payment plans. You choose the term and structure that works best for your budget—so you can move forward with your project without delay.
Do I have to put money down?
Nope! Many of our plans offer $0 down financing, making it easier than ever to get started. Whether you're upgrading your roof, siding, or windows, you can invest in your home without upfront costs.
Will It Impact My Credit?
Not for pre-qualification. You can explore your financing options with a soft credit check, which means no impact on your credit score. If you choose to move forward, a full credit check may be required—but by that point, you’ll know exactly what you’re signing up for.
Here To Help
Finance With Confidence
At Topp Home, we understand that home upgrades are big decisions—and big investments. That’s why we make financing straightforward, transparent, and stress-free. Whether you’re planning a roof replacement, new siding, solar panels, or energy-efficient windows, our financing options are designed to meet you where you are.
From $0 down offers to low monthly payments and soft credit checks for prequalification, our goal is to help you move forward with confidence. No confusing fine print. No surprise fees. Just a smarter way to upgrade your home now and pay over time.

Hear From Our Customers
Posted on truth seeker This company is the best , promises made promises kept, from the start they have clearly laid out what the roof replacement would entail . The work was qualityPosted on Tiffany Meador Tim Keller does an excellent job! He cares about what he does and it shows!Posted on Shannon Rae Best services around. Fast response and in-depth inspection. They’ve got all the best tools.Posted on lamar Ray This company is definitely reliable at its finest. They came early to the appointment ready to work. I didn’t expect them to be that passionate and they work non stop until the job is complete.Posted on andrew jankey I haven't went with their services. (Yet) However, two out their men stopped by my front door, and in a refreshing change of pace left me alone when I said I wasn't interested and had dinner on the stove. I would consider them since their door to door men aren't pushy, and I want them to know that.Posted on Isaac Levine If we could give this company 10 stars we would, not only for their work (which was great) but more for how they handled a mix up. The integrity of this company was incredible. Any company can install a roof, but what made this such a positive experience was how topp home dealt with a problem. They stood by their work, and didn’t try to pass the blame or buck to anyone else for a miscommunication. It would have been very easy for any contractor to convince us that the work didn’t need redone, and that things would have been fine, but Topp Home made sure that it was perfect, not just “good enough”. To be clear, the problem was NOT with the work they did, it was with some pre-existing damage that the work crew was not aware of, and could not see from exterior of the house. The integrity of everyone from the top down is really what we appreciated. Hopefully we don’t need any work in the near future, but if we do, our first call will be to Topp Home because we know we can trust them to do the right thing. The work looks great, and they also did an incredible job cleaning up after the work. Thank you to Topp Home for making what could have been a very negative and stressful experience extremely positive and easy.Posted on Dan Mann I signed up for solar with Dan Lopfer from Topp Home. He kept up great communication throughout the entire process. I feel as if I got a fair price and the workmanship was great. I would feel comfortable working with them in the future for other home projects as well.Posted on D Scott Hartwig Excellent experience in all facets with Topp Home. Very good communications with the home office and their reps, and their installation team were hard workers who got the job done at a high level despite having to deal with hard, crusty snow and chilly temps. Very pleased with the job.Posted on Janis McCann Service was excellent from the salesman to cleanup from the crew. I highly recommendPosted on Carmen Davidson Installers and engineers were great and definitely took the time to make sure the job was done right. We had solar panels that needed to be removed and then reinstalled after the new roof was put on, so it was a big job. They were also really respectful of our home, making sure it was cleaner than when they got here! Highly recommend!!
Financing For Central PA Homeowners
We live and work right here in Central Pennsylvania, so we understand the homes, the weather, and the budgets of our neighbors. At Topp Home, we make it easier for local homeowners to invest in their property with smart, stress-free financing. Whether it’s a new roof, siding upgrade, installing solar, or energy-saving windows, we’re here to help you make it happen, on your terms.
Local Experts, Easy Approvals
We partner with reliable lenders who understand Central PA homeowners. Fast, hassle-free approvals with no home equity required—and a team that walks you through every step.
Budget Friendly Payments
We offer monthly payment plans that work with real family budgets. Projects can start for as little as $99/month for qualified homeowners—no surprises, no pressure.
Homegrown Support
Topp Home is Central PA proud. We’re not just contractors, we’re your neighbors. Our team is here to answer questions, offer honest advice, and help you get the upgrades you need without delay.
Hear From Our Owner
Our owner Todd was born and raised right here in the Central PA area and is passionate about helping homeowners in the area!